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The White mountains longest running attraction, started as “Ed Clark’s Eskimo Sled Dog Ranch” The original Trading Post still offers souvenirs, but the main attraction is the Bear Show. The White Mountain Railroad offers rides to the guests as they travel through Wolfman’s turf, visitors get a healthy dose of scare tactics from the dirty mountain man. The conductor instructs the passengers to point at the Wolfman and yell scram you old goat, but he comes back for every ride on the hour. Other attractions (all included in the price of admission) are Merlin’s Mansion, The Tuttle Rustic house, The Blaster Boats, the Old Man climbing Wall and several museums featuring a collection of fire trucks, antique cars and the Clark family’s collectables.

One of my favorite things to do is select a costume at the Kilburn Photo Parlor, and get my picture taken in an old fashion scene. Several choices are available for food, from snacks, ice cream as well as a full lunch menu.

It has been a family tradition of mine since my son was born, to see the bears, get our picture taken and shout at the wolfman while we ride the Railroad.

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A house should have curb appeal, but what exactly does that mean? It means, if a buyer drives past a house at 10 mph, the front should be alluring enough for that buyer to stop the car. If the seller has done a good job, the buyer might then write down the real estate agent’s name and number.

You can achieve curb appeal, which the National Association of Realtors says sells 49% of all houses, whether you have a city townhouse with no front yard or a suburban house with trees and a lawn.

One facet of curb appeal you may not be able to control is the condition of your neighbors’ houses and yards. If they all look nice, then the buyer will become as intrigued with the neighborhood as with your house. If the other yards are filled with kids’ toys, and the buyer has children, that means potential playmates. If the other yards are filled with rubbish and junk cars… well good luck.

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The original Mount Washington ship was built in 1888 to cruise Lake Champain in Vermont it was named the Cheteaguay and was 203 feet long when built. A purchase price of $20,000 in the spring of 1940 was agreed upon, with the boat being dismantled and sent in 20 sections from Shelburne Vermont to Lakeport New Hampshire (was how the Mount Washington came to be in New Hampshire).

In 1982 the ship was once again partially dismantled (cut in half) in order to add 25 feet to her length and thus renaming her as a motor ship (M.S.).

The Mount Washington has hosted many school proms, college outings, weddings and business functions, but the main function is Daytime scenic cruises, Dinner dances and special theme night such as a Halloween cruise. The ships capacity is 1,250 passengers and departs out of Weirs Beach, where tickets can be purchase.

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Each year an average of 350,000 people travel from near and far to attend what has become one of the most popular events in the area. Motorcycle lovers and bike fans from all over the world crowd into a town only three square miles in size. The enjoyment of the races, sights, sounds, and freedom of a motorcyclist’s life is enough to keep people coming back for more. This event has been a New Hampshire annual tradition since 1923.

Laconia Bike Week is the oldest and one of the largest running motorcycle rallies in America. More people attend Laconia Bike Week than ever before. The races are held at New Hampshire International Speedway in Loudon. There is a parade, and bikes line up and down Weirs Beach! They have become a bit outrageous in style, but one thing has always remained the same. If you love motorcycles and a free-spirited environment, Laconia and Weirs Beach have always been the places to be.

The 9 day long events continue in tradition again this year with even more events and recreation than ever before. Over 375,000 bikers are expected to attend and among them motorcycle gangs like Hells Angels, Pagans, Devil Disciples, and Iron Horsemen will return for the festivities.

If you like Motorcycles make the trip to New Hampshire for an experience you are guaranteed to remember.

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An hour north of Concord New Hampshire (the Capitol of New Hampshire) you enter the White Mountains National Forest. Loon Mountain Ski resort is on the southern boundry of the White Mountains Range, North is Cannon Mountain Ski Area owned by the state, Bretton Woods at the famous Mount Washington Hotel, and northern Coos County where snowmobiling is the winter sport of choice. To our East is North Conway with it’s outlet shopping and further east the state of Maine is less than an hour away. To our west the Connecticut River Valley and the state of Vermont is less than an hour away. To our South is the Lakes Region with Lake Winnipesauke and Squam Lake made famous by the movie “On Golden Pond” also less than an hour away. Boston and Montreal Canada are about two and a half hours north or south from the White Mountains National Forest.

Life in the great white north is still convenient to many of the regional hot-spots but many that settle here find little reason to venture to far from thier newly adopted vacation and retirement life styles and scenery, and why would you leave such a place?

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KOA
The best way to see the USA up this way, is from our KOA. With its tree-shaded, level and grassy sites, this secluded campground is an extraordinary base for exploring the White Mountains of New Hampshire and Vermont’s Green Mountains. Your hosts provide itineraries to point the way around the scenic rural towns and spectacular mountain views. Sitting on the shores of the Ammonoosuc River you can step from your site, right into the river to try your hand at catching a rainbow trout. Hikers can head for Franconia Notch, Crawford Notch, Pinkham Notch, or Kinsman Notch for some world class hiking in the 800,000 acre White Mountain National Forest. Seek wilderness adventure and glorious scenery driving the Kancamangus Highway through the Pemigewasset Wilderness where pure family fun is around every corner. The Old Man of the Mountain has collapsed, but fishing in Echo Lake, Profile Lake or riding the aerial tramway 4,180 feet up Cannon Mountain are unbeatable. Mount Washington’s cog railway, 25 miles away, chugs up the 6,288-foot summit for some of the grandest scenery in the country. Take the auto road or save the white-knuckle driving for the tour van. Shop in historic downtown Littleton or Conway’s outlet stores. Enjoy your choice of fine dining to casual in the many restaurants with traditional New England fare to continental cuisine; you’ll always enjoy “the taste of the mountains”. Unwind at the end of the day at your site, enjoy the heated pool, hot tub, or miniature golf. Order dinner delivered to your site and join in holiday site-decorating contests. KOA is open May 2 - October 18.

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Green Tops Campground
Located between Alton and Wolfeboro, New Hampshire on Roberts Cove, Lake Winnipesaukee. There are 22 RV sites with full hookups and 18 tenting sites with picnic tables and fire pits. There is also an access beach in the cove within swimming distance of our island. There is also a boat dock on the island that will accommodate up to 2 small boats. Robert’s Cove Marina is conveniently located right down the street with Boat Docks, Launch, and Fuel. Green Tops is open from Memorial Day Weekend to Columbus Day Weekend.

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Jacobs Brook Campground
Relax, repair, experience… Campground in New Hampshire, located in scenic Upper Valley historic town of Orford, New Hampshire. New Hampshire and Vermont major attractions near yet just far enough away… Pet friendly; Quiet Forest Atmosphere with a brook; RV sites, Tent sites, Group Camping Sites and Peaceful garden in the forest. Nearby Connecticut River and Fairlee, Vermont. Access to I-93 and White Mountains. Minutes to Hanover New Hampshire, Dartmouth College, Norwich Vermont, Lake Morey, Lake Fairlee, Lebanon NH, Bradford VT, Lyme NH, North Haverhill NH. Re-discover family and friends. Make memories that bring a smile, warm the heart,and last a lifetime.

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Ashuelot River Campground
A family campground located on 22 acres along the Ashuelot River in Southwestern New Hampshire. Ashuelot River Campground offers camping set amidst picturesque surroundings that your whole family will enjoy. Choose from wooded or open sites, offering everything from wilderness, riverside tent sites, W&E&S hook-ups for all types and sizes of recreational vehicles, seasonal sites and rustic camp cabins. The campground offers a modern bathhouse with FREE hot showers, new camp store with basic supplies and a new indoor recreational area. There is plenty to see and do at Ashuelot River Campground. We’re within walking distance of the Thompson Covered Bridge and swimming in crystal-clear Wilson Pond is only a few miles away. We border a state nature preserve, feature 3,000 ft. of river frontage with direct access for canoeing and easy access to miles of hiking & biking trails. Although we offer a refreshing escape from the demands of city living, we are only 5 miles away from the City of Keene, with the type of peace and quiet that you might expect to find only in a much more remote setting.

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Sandy Beach
One of the premier RV campsites in the whole state. Situated among stately pines, overlooking a picturesque New England spring fed lake, it has also been one of the best kept secrets in New Hampshire. Sandy Beach RV Resort is centrally located in Contoocook, New Hampshire. Just 15 minutes north of the state capitol, Concord, NH and just a little over 1 hour from the Boston, MA area. Our New Hampshire RV Resort at Sandy Beach is ideal for day trips to surrounding areas including the White Mountains, the Lakes Region and the New Hampshire Seacoast. You can reach Sandy Beach RV Resort via Interstate 93 or 89 if traveling from the north or south or Route 9 traveling from the east or west.

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Hampton Beach State Park RV Campground
With 28 sites and a park store, is the only RV park directly on the New Hampshire coast. The park is located at the mouth of the Hampton River and close to many area attractions including whale watching, saltwater fishing, charter boats, sandy beaches, and swimming. The park is located south of the main part of Hampton Beach on Route 1A at the Seabrook/Hampton town line.

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Adirondack Style homes and Condominiums under construction designed with ski home access from the new South Mountain Ski Slopes.

TerraMesa Resorts formed by Macfarlan Capital Partners to manage : The Hollows, The Waters, Point West, Bear Lake Reserve and South Peak Resort at Loon Mountain. With 3 resorts in Texas, one in North Carolina, and one in New Hampshire this was a strong move to acquire some spectacular high end luxury resorts.

These Luxury Resorts were purchased from Centex Destination Properties, all five feature either lake front, ocean front or River-frontage, with the Loon’s resort also offering ski to your door accommodations. Family vacations in beautiful communities, emphasizing amenities that bring relatives and friends together for moments to cherish and holidays to look forward to year-round. Not just a weekend getaway but a lifestyle for you, your children and someday your grand-children creating the opportunity to reconnect & recreate.

Search: land, homes, and condo listings at www.alpinelakes.com custom homes www.cargillconstruction.com

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Sustainable Productions is proud to present Forestjam 2008, a 3 day music festival campout celebrating music and nature in the beautiful White Mountains of New Hampshire. Our mission is to bring you the BEST regional jam, rock and acoustic roots music in a mountain paradise while raising money to protect NH forests and raising awareness of sustainable living.

Our festival site is home to the annual Pemi Valley Bluegrass Festival which has established a great outdoor main stage area and festival camping setup. The private campground is right on the Pemigewasett River with swimming abound and plenty of recreational opportunities. We will feature a second stage available for late night jams and smaller acts as well as a kid’s tent and an area of “quiet” camping for families.

Located at the Branch Brook Campground on Route 49 in Campton, New Hampshire
August 22,23 & 24

MUSIC SCHEDULE
FRIDAY- 4pm-12am
SATURDAY- 11am-12am
‘ALMOST ACOUSTIC’ SUNDAY- 11am-4:30pm

TICKETS ARE AVAILABLE FOR PURCHASE NOW:
3 day pass with camping - includes primitive car camping on site, All access pass for Friday thru Sunday - Advance sales until Aug. 1 - $47.00*
Aug. 1 thru day of show - $60.00*

Day passes:Friday only-$18.00*
Saturday only-$23.00*
Saturday and Sunday Pass- $38.00*
Sunday only- $15.00*

ALL TICKETS ARE NON REFUNDABLE - NO EXCEPTIONS.
*tickets prices do not include service charges
*kids 12 and under free!!

For more information contact Tara at: thar313@aol.com

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Here are some of my favorite statements and how they apply to real estate!

You never get a second chance to make a first impression. Don’t go armed with comps to a listing presentation with a firm asking price in mind only to be swayed by the seller to take the listing at a higher than market value number. “We can always lower it later,” no its too late, later buyers’ have passed on looking at it, and will not come back later because the price goes down, they’ll see it as a desperate move on a property with problems.

What goes up must come down. Unlike gravity there is no guarantee what went up is ever coming down, or at least not in the next 10 year cycle (we have seen a 14 year cycle in the last round), so waiting wouldn’t save you anything except the years of enjoyment you may have passed up being stubborn about price.

Good things come to those who wait. Not in this world - you get left - overs if you’re lucky and crumbs if you’re not.
Six of one or a half dozen of the other, one property is essentially the same as another, not true real estate is unique from one site to another I have had buyers’ return to a location at sunset to see which window has the best light at the end of the day (when they have just arrived home from work… it matters).

You can lead a horse to water but you can’t make him drink, I say ask him if he thirsty first, we are so eager to show customers sometimes we don’t ask them when, where, or how before we waste both of our time. It could be next year before this buyer wants to buy why show him something that wouldn’t be available then. In keeping with the horse theme for a moment, “you can’t beat a dead horse”, sure you can but why would you want to, and don’t waste time on people killing time either (get their email address, put them in contact management) move on to live ones.

Honesty is the best policy, that is only true when it doesn’t hurt someone’s feelings, or I would have said things like” your kids are monsters, what is that smell, did a blind man decorate this place, I would have thought you would have cleaned up a little since I gave you three days notice, Does your father live with you or is that your husband” Many more come to mind but I don’t want to get off track.

Never burn a bridge behind you! Ok, that’s true, many of my past clients and customers come back to buy or sell again, or send friends to buy or sell because they trust I wouldn’t let them down. People who already bought love to convince their friends they made a great decision and the best way to do that is talk them into buying too (ride that to the finish line).

Share your favorite saying with me, and what it means to you.

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Fred Nold one of South Florida’s leading artists… has graced Ashland, New Hampshire with his Presence. Nold enjoy bringing vitality and color to the New England landscapes.

Nold recently located from New York where he was a noted “Hudson River Painter.” Now this powerful colorist brings his dynamic style to the interpretation of the Everglades, as well as scenes of modern cosmopolitan South Florida. The New York Times has called his work “riveting” and stated that his “van Gogh-like brushstrokes signal emotion.” Nold’s work can be found in numerous private collections and museums throughout the world.

The Nold Gallery located at 84 Main Street in Ashland, NH is open Monday through Friday, 10 a.m. to 5 p.m. (603-968-3508)
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The resort recently announced a month-long close down for spring renovations. After last year’s 2.5 million dollar upgrade to the existing building plus new indoor fitness center; this latest plan calls for a mud season shut down to complete the balance of the project. The resort will continue to take reservatiosn for the summer/fall seasons and plan for a “Grand Reopening” celebration prior to the start of the summer season. Common area updates will further enhance the value of the condo ownership. Rivergreen Resort features water frontage on teh Pemigewasset River spectacular views of the South Mountain slop of Loon Ski area and direct access across the bridge to the new South Peak Resort lifts and a new down hill terrain. Visit the on line site at www.rivergreenresort.com

For sales information see www.alpinelakes.com

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Inconvenience is a Dealbreaker
Convenience is a must if recycling programs are to be successful. When consumers have to drive across town to drop off their recyclables, they’re more likely to question the impact that their individual contributions will make to the preservation of the planet. That’s a long-term decision, given that it takes glass an average of 1 million years to break down, aluminum an average of 500 years and tin approximately one century.

Drive by any landfill, and you’re likely to see what has become a national problem: overflow. As a result, cities have turned to incinerating their waste, which is hardly a solution because of the air pollution that such methods can produce. Ironically, incinerators often produce a variety of toxic ash which must then be stored somewhere, creating a vicious circle. Even more ironic is the estimate environmentalists have projected that nearly 70 percent of this waste could be recycled.

Recycling Begins at Home
What can consumers do within their own households to promote recycling, regardless of whether or not their communities have adopted environmentally conscious programs?

It starts the next time you’re at the grocery store. Instead of relying on the bags your store uses to package your groceries (most of which tear under the weight of cans and other heavy items), bring your own bag. If you didn’t bring your own bag and you’re making a small purchase of just one or two items, tell the clerk you don’t need a bag. While you’re strolling the aisles, seek out products - paper napkins and paper towels, for example - made of recycled material. They’re labeled with a series of arrows that form a circle, so they’re easy to spot. Yes, they often cost a little more, but the payoff is definitely worth the small investment. When you’re in the laundry detergent aisle, select containers labeled as refills, rather than brands packaged in large, plastic containers.

There’s no need to repurchase containers when you can simply reuse the one you already own. Avoid purchasing paper plates and cups and plastic utensils. They provide you with a shortcut come dishwashing time, but they also create needless waste.

Many modern grocery stores - and in particular, organic food stores - offer a variety of items sold in bulk, from spices to cereal to pasta to peanut butter. Take advantage of these items; they avoid using packing material and producing waste, and best of all, they’re often much less expensive.

Before you purchase anything - food or otherwise - consider how long it’s likely to last. It’s more cost-effective both to your bank account and the environment to save your money and purchase long-lasting, more durable items that translate into less waste.

When you arrive home, consider such measures as installing a trash compactor in your kitchen (or using yours if you’ve neglected to do so). While they don’t eliminate waste, trash compactors can at least reduce the amount of space consumed by garbage. t everything has to be thrown in your trash compactor, either; call your local utility company to determine which materials are safe for putting down your garbage disposal, if you have one. Some utility companies will tell you it’s safe to place such materials as coffee grounds down your garbage disposal, and others will tell you to avoid it.

If your community doesn’t have its own recycling program in place, you can still do your part and encourage your neighbors to do the same. Purchase your own separate containers for newspaper, glass, plastic, alumnium, etc., making the collection process easier for your family. Make a date once a week for delivery to your nearest recycled material drop-off center. Designating the same day every week will make the task easier to remember — and honor.

To help illustrate the significance that individual efforts can have on the environment, consider the following factoids:

Two plastic soft-drink bottles create enough polyester for a baseball cap.

One recycled glass bottle saves enough energy to illuminate a 100-watt light bulb for four hours.

A recycled park bench contains approximately 1,000 bottles and jugs.

The Town of Woodstock New Hampshire, First granted in 1763 was originally named “Peeling”less than 250 years later Woodstock Boasts a booming population of 1,140 (according to the latest census numbers).

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The above picture was taken from upper Grandview Drive in the center of Woodstock.

The area offers some wonderful recreational choices including Mirror lake (public beach), the Jack O”Lantern Golf resort, The Pemigewasset River, Lost River Caves (attraction) and an abundance of hiking trails at the foot of the White Mountain National Forest.

Special events are included on the local chamber of commerce site: www.lincolnwoodstock.com and vary throughout the year.

For a taste of New England charm visit the center of town where you’ll find art and crafts, the Cascades Park and river walk. You can stroll to the Woodstock Station and brew pub, where you are only a stranger once and considered a local on your second trip. Great town, warm atmosphere and 3 miles to Loon Mountain Ski Resort.

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Armed with your down payment and your pre-approved mortgage loan, the next step is finding the house that will best meet your family’s needs. With realistic expectations, patience, and plenty of research, you’ll be well on your way.

Once you narrow it down to the neighborhoods you like, you’ll want to determine the maximum house price you can afford. Even though you’re pre-approved for a set loan amount, it doesn’t mean you can afford that. You’ll want to factor in other expenses, including retirement and college savings, vacations, and home maintenance and repairs, then you calculate how much you can afford for a monthly payment. And don’t forget to budget for homeowners insurance and property taxes.

Next, differentiate your needs versus your wants. You need three bedrooms, but a fourth room would be nice for a play room or guest room. You need a two-car garage, but a larger one would be nice for storage. You need a functional kitchen but want hardwood floor. You need two bathrooms but want a luxurious master suite. Etc.

As you begin on your house-hunting venture, you may want to prepare a checklist. Break it down between exterior and interior characteristics. Make notes on each feature and how important it is (1-10). Some of the exterior features to rate might include size of yard, quality of fence, paint condition, roof condition, window conditions, garage, back yard. When it comes to interior, think about square footage; the floor plan; the size and functionality of the various rooms - i.e, closet and storage space. Your checklist should also include any other factors you deem important — i.e., the amount of traffic, the appearance of the neighborhood, safety in the area, the reputation of local schools, etc.

Freddie Mac, the stockholder-owned corporation chartered by Congress in 1970 to create a continuous flow of funds to mortgage lenders in support of homeownership and rental housing, and other industry experts make additional suggestions, including:

Take a camera with you to capture an image of each house you look at that makes it to the “maybe” list. Don’t make a hasty decision, especially if you feel yourself becoming guided by emotion. Selecting a home takes time, thought, and analysis. You should carefully weigh the pros and cons of each house you like. Review your checklist and notes and compare it against your needs, wants, and budget. Bring your spouse, friend or family members with you to get a second opinion. They may notice a shortcoming that you’ve overlooked. Find out how much utilities and maintenance cost.

Stay on top of newly listed houses via a Multiple Listing Service by remaining in close contact with your Real Estate agent. This is extremely important if you’re in a market in which homes that are priced right go fast. You want an experienced Real Estate agent who alerts you of new listings and who shows you the houses as soon as they’re listed.

Be prepared to look at the potential of a house rather than what you see in front of you. It’s more important that the layout of the house and the number of bedrooms you need fit your needs versus your dislike for the avocado colored carpet or the lack of landscaping. Those types of cosmetic shortcomings can be easily remedied once you buy the house.

If you find a house you like, offer a competitive bid. Keep in mind you’ll likely be competing against other offers—especially if interest rates stay low and the buying season is in full bloom. Your Real Estate agent will help you make an offer contingent upon the findings of a professional home inspection. If any major defects surface, you’ll want to have the leverage to renegotiate or back out of the deal completely.

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The New Hampshire Advantage: One of only 2 states with no income tax or broad based sales tax, with lower living expenses come other benefits such as quality of life.

The U.S. Census Bureau observed the following features of life in the Granite State; 3 years average median income (2003-2005) New Hampshire ranks #3 behind Maryland and New Jersey but ahead of #4 Hawaii and #5 Connecticut. In terms of wellness index New Hampshire ranks #5 in best health care coverage behind Minnesota and three other mid-west states.

New Hampshire ranks in the top five in a number of other key indicators such as: lowest tax burden, labor market freedom, business tax climate, and local government rankings compared to the rest of the country. When being on the bottom is a good thing New Hampshire ranks 47th in state tax revenues per person, 50th in State tax revenues as a percentage of personal income and 50th in local taxes as a percentage of overall income.

The feelings on tax burdens are probably best understood in a speech made for the NH state house by Neal Kurk (Chair of the New Hampshire Finance Committee) when he said; “We believe that each citizen, if not adversely affected by government action is capable of achieving his God-Given potential and the purpose of state government is to facilitate that” (from the public records of the NH state house minutes 2003).

If you are looking for a vacation home with an eye towards retirement? Now may be the best time to take advantage of the New Hampshire advantage, enjoy the recreation now and retire where you are comfortable later.

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New Hampshire won the 2008 “Safest State” award.

In a report released by CQ Press out of Washington, D.C. they announced its 15th annual rankings for safest and most-dangerous states.

The state of New Hampshire has the lowest murder rate in the country, and the second lowest rates of aggravated assaults and burglaries. CQ based its rankings on FBI uniform crime reports from the year 2006. Crime rates are based on incidents per 100,000 citizens.

New Hampshire rose to the top from fourth place last year. Northern New England dominated the top slots, as Vermont ranked second and Maine was fourth. North Dakota fell to third after 10 years in first place and South Dakota was fifth.

Gov. John Lynch hailed the CQ Press findings stating, “Our low crime rate is part of what makes this such a great place to live and work. As a state, we are routinely recognized as a national leader and I can think of no better category to lead the nation than in the safety of our citizens.” “I am committed to ensuring we remain one of the safest states in the nation,” Lynch said.

With this recognition, we should take time to thank the hard-working men and women of New Hampshire law enforcement who help keep us all safe.

Attorney General Kelly Ayotte said New Hampshire has done well in rankings by the FBI itself over the past five years. “In our state there is tremendous cooperation among law enforcement at all levels, and I think that significantly contributes to our ability to deter crime, and to solve crimes when they occur,” say Ayotte.

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This cabin is named for Billy the Bear Boyle a Foreman for J.E. Henry a lumber baron who once owned 100,000 acres of land and from the late 1800’s until the early 1900’s ran a sawmill in the area now known as the Town of Lincoln. The Pemigewasset river was a source of log transport as well as the development of a rail system.

Lincoln is now the second largest town in the State of New Hampshire but consists of 95% National Forest land which will remain undeveloped and available for the public to enjoy. The balance of the land supports a vibrant ski town, and the heritage of the lumber trades has been honored by the naming of many of the ski trails at Loon Mountain such as: the Walking Boss Trail (named for the Foreman that over saw the cutting crews.

A further honor to the past is the Paper Mill Theatre (North Country Center for the Arts) which is presently housed in the renovated paper mill where live performances can be seen during the summer season.

For more Logging history view the: Upper Pemigewasset Historical Society Museum web site.

For Real Estate info in the Loon Mountain Region and town of Lincoln: www.alpinelakes.com or steve@alpinelakes.com

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For homeowners aiming to sell their home and buy another, it’s the classic real estate question - buy or sell first?

If you sell first, you may find yourself under a tight deadline to find another house, or be forced in temporary quarters. If you buy first, you may be saddled with two mortgage payments for at least a couple months.

You may need the money from the sale of your original home in order to pre-qualify for a loan for your new home. You may be facing a job relocation and need to sell quickly. There are many variables involved; there is no universal correct answer. It basically comes down to your specific circumstances.

However, there is generally less pressure when you sell first. “It’s whether you want the risk of owning two houses, or possibly none at all.” If you have the money to make two mortgage payments, the pressure is off. But if you need to sell your house in order to qualify for a loan, then you have no choice but to sell first.

“You can write contingent contracts, but if you really want the home, you’ll pay a premium if the seller will even entertain a contingent offer. If you go ahead with a contingent offer, then you may end up settling for less for the house you’re selling in an effort to get it sold quickly.

Even in good real estate markets, sales frequently drag on much longer than you expect. Selling in a weak market usually compounds the problem. Homeowners tend to overestimate their house’s resale value and underestimate the length of the selling process.

Selling first eliminates financial risk - no double mortgages and double payments for property taxes and insurance payments. And no worrying about how you’ll come up with a down payment.

Selling first isn’t always a perfect solution - here are some of the issues that may come up include:
The worst that can happen is the right home is no longer available and you end up in a short-term rental with the cash in your pocket and pre-approved financing for the balance you need. So you look like a cash buyer when you make an offer on the home you finally decide on. Where will you live? Where will your kids go to school? Where will you store your extra furniture while you live with family and friends or rent an apartment? How long are you willing to live in temporary quarters until you find a suitable house?

However, for most people, the stress level is lower when you sell first. You have time to get pre-approved for your mortgage and see all the housing options in the price range you’d like to buy. When your selling house is in contract, pick the three best homes of those you’ve viewed and prepare to make an offer on the one that best meets your needs.
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Skilled Labor, performing their function continuously with the experience of one house completed everyday. The workers are not being asked to be plumbers, framers, finish carpenters or roofers at any given moment they do what they are trained to do and specialize in that function.

Materials, the indoor computer controlled factory equipment only functions well on kiln dried, straight quality lumber, where cuts are made to an exact dimension. Poor material is not accepted or used because of the time it would take to be replaced.

In-Door climate control, no matter the product it will be installed and preforms at much better tolerance when it’s done where wet and dry days are no longer a factor (nor is warping, swelling or shrinking).

Machinery, more specialized equipment, and design guidelines means every cut and corner is plumb and exact.

Energy Efficiency: Our home come with an air exchanger, because they are so tight there are times during the year that fresh air will be required to be brought into the living space. Again this is due to the luxury of building indoors away from the elements.

Warranty; An extended warranty is provided at no charge.

Time to build, With the stock of materials on hand a home can be built everyday the factory is open and with increased shifts when needed normal production can be exceeded, year-round day and night.

Quality and cost, less loss of materials, vandalism, waste coupled with volume purchasing and assembly line efficiencies can produce better homes at lower costs.

And one more thing to consider, you can be working on your site, septic, well, driveway, foundation and landscaping while the home is being built some where else so when it arrives it’s finished in a much shorter period of time (estimates are 1/3 to 1/2 the amount of overall on site construction compared to stick built).

See our Homes at www.profabhomes.com/homes devision

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55 DEGREES
55 North Main Street, Concord, NH
603-224-7192
If you’re searching for fresh, upscale, fine dining with an intimate candlelit atmosphere… your search has ended. 55 Degrees offers small plate gourmet dishes, full liquor with an upscale wine bar.

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CAFE LAFAYETTE
North Woodstock, NH
603-745-3500
www.nhdinnertrain.com
Recognized as one of the nation’s premiere dinner trains, the restaurant with the constantly changing view. Enjoy a 20 mile, 2-hour trip through the fields and forest along the banks of the picturesque Pemigewasset River. Savor 5 courses against a backdrop of ever-changing scenery. Located in the heart of the White Mountains. Reservations recommended.

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CENTENIAL INN
96 Pleasant Street, Concord, NH
800-360-4839
Enjoy New American cooking, with Chef Matt Lee’s culinary homage to local ingredients brought to life with a splash of Caribbean, Pacific Rim and Latino influenced style.

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GAUCHOS CHURRASCARIA BRAZILIAN STEAK HOUSE
62 Lowell Street, Manchester, NH
603.669.9460

Gauchos is an enticing dining adventure. NH’s premier Brazilian Steak House, you’re treated to authentic Brazilian food, an inviting atmosphere, and outstanding service.
Gauchos Churrascaria Brazilian Steakhouse is a whole new concept in steakhouse dining, with fixed-price continuous tableside service of 11 different kinds of steak, meat, fish and poultry.

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HANOVER STREET CHOPHOUSE
149 Hanover Street,Manchester, NH
603-644-2467
They are committed to provide their guests with food that will be creative, yet reminiscent of a classic old world steakhouse. Service will be impeccable yet discreet. The ambience will be elegant yet relaxed. The overall dining experience will be extraordinary and most memorable.

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ITALIAN FARMHOUSE
337 Daniel Webster Highway, Plymouth, NH
603-536-4536

With a wood-burning brick oven and rustic farmhouse setting, the Italian Farmhouse brings the charm of Italy to Plymouth. The menu is traditional Italian, with a variety of brick oven pizzas, pastas and meat dishes.

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THE MANOR
Rte. 3, Holderness, New Hampshire 03245
800-545-2141

You’ll dine in the beautiful Van Horn room, an intimate setting with elegant décor reminiscent of a fine English table with white linen napery, fresh flowers and candlelight. You’ll dine leisurely, lingering over the evening’s offering and accompanied by an outstanding bottle of wine from our extensive Wine Spectator list of vintages from vineyards worldwide.

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O STEAK & SEAFOOD
62 Doris Ray Court, Lakeport, NH
603-524-0111

Experience sophisticated dining overlooking Lake Opechee. Enjoy hand cut steaks and the freshest seafood complemented by a new world of wine and martinis. Where the classics become new again.

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Loon Mountain epic skiing but limited property inventory! Skiing and Real estate are both holding their value, 95% National forest land 5% for all other developments.

Some of the best skiing of the year can still be found, great coverage and all trails open for business. The same can be said for the area properties, with prices down an average of 12% since the 2005’s peak, excellent interest rates and no foreclosures on the horizon here. We can offer great property value, without the worry of missing the bottom. We’ve been consistently gaining price and diminishing current inventory over this record snow fall winter.

If you are considering a 2nd home in the White Mountains of New Hampshire the best deals are going to disappear faster than the snow. Once the current listings are gone we would expect them to be replaced by seller’s with higher expectations.

View current listings @ www.alpinelakes.com or contact me directly at: steve@alpinelakes.com

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For the 4th consecutive year, New Hampshire was named the Nation’s Most Livable State by Morgan Quitno Press (author of “State Rankings 2007″)

“ New Hampshire does an outstanding job in a number of quality of life areas,” said Scott Morgan, president of Morgan Quitno Press.

“The state has the lowest crime and poverty rates in the country. In addition, the citizens of New Hampshire are employed, well educated and involved in their communities.”

Recognizing a state for its high quality of life, Morgan Quitno Press issues its Livable State Award based on 44 factors selected from updated editions of its annual reference book, “State Rankings.” The 2007 edition of “State Rankings” compares states in more than 550 categories. Morgan Quitno considers its award unique because it takes into account a broad range of economic, educational, health-oriented, public safety and environmental statistics. To determine a state’s “livability rating,” Morgan Quitno averaged each state’s rankings for 44 categories. Those categories included both positive and negative factors, such as unemployment rates, job growth, sunny days, birthrates, homeownership and highway fatality rates, among other criteria.

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Alpine Lakes Real Estate of Lincoln & Campton New Hampshire has been through high and low cycles in New Hampshire before. Here are the facts that we know for sure:

• New Hampshire has no state income or broad based sales tax.
• More people will want to live here in the next ten years
• The dollar will be worth less compared to other currencies
• Labor, Materials & new construction will be more expensive
• With National Forest & other considerations there is no chance the government will make more land available for development
• Proffered locations sell for more money no matter the market

I don’t recommend shopping on the last day of a month long sale:

Because what’s left is the stuff no body wants and waiting for the market to “hit the bottom” is the same thing. Is it really going to matter if you paid 5% too much now-10yrs later? When you find the view, amenities, location and life style you and your family have been searching for, move forward with no regret. Real Estate has historically doubled in price over a 10 year period! Inventory & Choice are in the buyers favor buy now you’ll glad you did.

www.alpinelakes.com
steve@alpinelakes.com
800-926-5653

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If you’re preparing to make the transition from renter to first-time homebuyer, you’ve undoubtedly been told by wide-eyed veterans of the homebuying process, “Watch out for that PMI. PMI, as in Private Mortgage Insurance. It’s a fact of life for homebuyers who put down less than 20 percent on their homes. From the lender’s perspective, PMI is a necessary protection. For homebuyers, it’s not likely to be the deciding factor that causes financial ruin; after all, you’ve got your principal and interest, which can make your PMI look like pocket change. Nevertheless, first-time buyers often experience trepidation when they see that mortgage payment on paper for the first time, so the addition of a PMI isn’t a welcome sight.

So how exactly does PMI protect your lender? First, let it be said that PMI was designed strictly for your lender’s protection and not yours. Essentially, there’s nothing in the PMI for you. The PMI gives lenders incentive to seek out more business—to find more homebuyers like yourself, many of whom have never bought a home before and, like you, are able to put down the bare minimum 3 percent down payment. In a sense, we can all be grateful for the PMI, because without it, if you didn’t have 20 percent to put down, you wouldn’t be able to purchase a home.

A few factors to consider:
Some lenders won’t ask you to pay a PMI, so you’ll want to do some comparison shopping, investigate your alternatives and discuss your options with your Realtor. If you want to make your PMI premiums tax-deductible, find a lender who will give you the option of including your PMI within the interest rate you’ve agreed to pay for your home loan. If you opt for a conventional loan (versus FHA), such loans will often eliminate your PMI when you’ve achieved 20 percent equity. For first-time buyers, it needs to be stated that it’s going to take you many, many years to reach 20 percent equity. National trends certainly indicate that most of us will move out of our homes long before we reach that mark; five to seven years is the average. But let’s say you remain in your home long enough to reach that 20 percent equity milestone. However, your PMI won’t just go away once you achieve 20 percent equity.

Homebuyers who obtained home loans either on or after July 29, 1999, have a loophole:
They’re entitled to the immediate cancellation of their PMIs upon their achievement of 22 percent equity. Another safeguard on your side is outlined in the Homeowners’ Protection Act of 1998, which actually enables homeowners to request the cancellation of their PMIs prior to reaching 22 percent equity. Homeowners—with the exception of those with FHA loans, who are not given the opportunity to cancel their PMIs before the entire loan is paid off—may request the cancellation of their PMIs upon reach 20 percent equity.

If you remain consistent with the national trend and either move out of your home within five to seven years or refinance it, including your PMI in your loan interest rate probably makes sense from a tax perspective. One other factor to consider: If you live in a region of the country where property values are skyrocketing and show no signs of slowing down, you’re likely to reach 20 percent equity in a much shorter amount of time than in a market where property values are more slow.

The silver lining of this “necessary evil” is that it allows thousands of renters each year achieve the American Dream of homeownership.

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I have written about this before, when young people these days get in trouble they call they’re parents to bail them out. When they grow up they buy homes, expensive cars, flat screen TV’s and get into trouble and file bankruptcy. There seems to be a sense of entitlement, if you live in America you are entitled to the American dream, but it comes at a cost - it involves hard work and some basic respect for what we are given (including loans we agree to pay back) and the ability to achieve limitless possibilities.

There are no parades for people who do the right thing everyday, and all of the king’s horses and all of the king’s men don’t cheer when negative equity is all paid back.

I worked for a developer who began to construct a 5 story highrise condominium complex and through the normal course of building we began to market the property and had more than half of the units sold under non-binding reservations. The real estate market then crashed in 1991 after only two condos were closed, the remainder baled on their reservations (which was there right). The balance of the condominiums took an additional year to sell at 65 cents on the dollar, leaving the developer $1,000,000 short on his construction loan. Did he file bankruptcy, no he paid back the money on a loosing project because he was responsible for the loan (the fact it didn’t work out for him was not the lenders fault).

I know there were some shady things that some lenders have done recently, but most trusted borrowers to pay them back, and deserve to work out a plan that can be mutually acceptable – this is not your parents or your Governments fault.

Write to me, vent to me, but don’t make excuses to me or you’ll have your children living in your basement till their 35.

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Ingredients
• 1 or 2 Corned Beef depending on weight
• 3 to 8 medium onions
• 1 lb baby carrots
• 1 med head of cabbage, quartered
• 3 lbs of potatoes (5 lbs if you plan to make corned beef hash)

Directions
Place Corned Beef in a Dutch oven, cover with cold water, add onions peeled and quartered. Bring to a boil, cover, reduce heat and simmer 2 to 3 hours. Set aside. Prepare potatoes as you would normally to boil or mash them. In a separate pan add cabbage, bring to a boil, add onions and carrots, cook until tender.

When preparing a Corned Beef Dinner plan on 1/2 a pound of Beef per person. Leftovers are always popular you can make sandwiches, Reuben’s, or corned beef hash.

Corned Beef Glaze
I like to take 1/4 cup Yellow Mustard and 1/2 Cup Brown Sugar, spreading them equally over the top of the Corned Beef , place in the over at 350 degrees for 10 minutess or until melted.

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There has been a surge of activity in the White Mountain’s raw land category recently. I attribute it to long term family planning and some cashing out of the stock market. These buyers seam to favor the long-term stability of real estate. I see great value in purchasing low caring cost property with an eye towards future development. No question the land has to have something attractive about it, which is to say not just any land is going to go right out the door. The keys are close to a recreational resort, nice views and water if possible this is a winning combination.

I have multiple land lots closing over the next 3 months and I’m very encouraged by this activity. It helps that I am up-to speed on the latest development, planning board, and shore land protection issues.

Steve Loynd, Managing Broker
Alpine Lakes Realty
Lincoln Office
steve@alpinelakes.com

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If you’re trying to decide between remodeling your home or moving to a new one, there’s one thing you must know: the wrong decision could wind up costing you and your family tens of thousands of dollars and months of your free time. Not to mention the untold emotional stress that comes along with it.

Whether you’re analytical or emotional, it’s helpful to understand the financial and emotional factors you must consider before making your decision.
Comparing the different scenarios is a great way to see how changes in your remodeling plans, for example, can affect the cost of the remodel.

Your feelings about your current home, neighborhood and the remodeling process are as important as the costs of your options in determining what is best for you.

If Alpine Lakes Real Estate can be of any assistance please do not hesitate to contact us.

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According to the Realtors MLS data for sales in the towns of Lincoln and Woodstock the gross number of condominium sales were down in 2007 compared to 2006. But when we add the South Peak Development (not reported in the Realtors Data), the gross number of sales is only off by 12% from 2006 and the average selling price is actually up about 12% over the prior year (net affect no gain or loss).

The number of land sales and home sales are virtually tied over the past 2 years. The number of sale for condos, homes and land closed in 2006 were 225 and 198 in 2007. The only bad news is the number of days on the market has increased by 23% (about 40 days longer to sell). This bares repeating sales were down 12% (in # of units) but up 12% (in Gross $ value).

So statistically the second home ski properties in and around the most popular resort in New Hampshire have held their values very well. So when market concerns abate and the pent up demand rebounds I feel the unit volume will increase and the days on the market will decease as the pendulum swings the other way.

These numbers are supported by The Registry Review, “New Hampshire’s Statewide Real Estate and Financial Newspaper” www.real-data.com analyzed and Compiled by Steve Loynd / Managing Broker- alpine Lakes Real Estate Co Inc., Lincoln NH.

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Every summer New Hampshire’s ski areas roll up their sleeves, and get to work improving their resorts for guests. This summer was no different with many improvements underway across the state.

Following is a list of projects in the Granite State for the 2008 winter season:
Loon Mountain - Lincoln, NH:
This summer Loon has spent more than $10 million on its South Peak expansion. The expansion will link South Peak to Loon’s existing trail network. The terrain will include nearly 50 acres of new intermediate and advanced terrain. A high-speed quad chairlift will service South Peak with a connecting quad chair also being installed to transport skiers and riders to the new terrain. The area is expected to make its grand opening in December 2007. These new lifts and terrain only represent 35% of the total planned expansion.

Attitash - Bartlett, NH:
More than $3 million was spent over the summer at Attitash on improvements, including $2.5 million on snowmaking upgrades. The snowmaking improvements target several premier trails including Illusion, Moat, Spillway, Thad’s Choice, Upper Highway, the Learning Center, and base area on Attitash. The focus is on adding energy efficient fan guns. Other improvements include an extension to the Abenaki Lift, two new grooming machines and improvements to the Adventure Center Base Lodge.

Crotched Mountain - Bennington, NH:
Three new trails including one that links Super Nova with the Launch Pad Learning Center are planned to open this winter at Crotched. Work is continuing on the summit of the mountain to add more terrain and expand the vertical drop to 1,000′. A new snowmaking line is being installed on the west side of the mountain in order to increase snowmaking capacity and bring snowmaking to new terrain including the summit area. Other improvements include a new entrance, base lodge enhancements, chairlift overhauls and new terrain park features.

Mount Sunapee - Newbury, NH:
A focus on improving snowmaking is underway at Mount Sunapee. Thanks to the increase in snowmaking, Eastside trail will host a terrain park created completely out of snow elements (no rails, boxes, etc.). Twelve energy efficient snow guns are being added that specialize in making premium snow at temperatures above 25 degrees, which is very common during early season snowmaking. A $20,000 sound system is being added to the Sobe Freeride Zone Terrain Park with speakers running top to bottom on Pipeline Trail. Guest will also find a new tubing park on South Peak that will operate on weekends and holidays. A new warming hut will serve hot beverages and soups at the base of South Peak.

Pats Peak - Henniker, NH:
Pats Peak has invested more than $5 million in the past six years and the improvements continue for this winter. Among them are snowmaking upgrades, increased lighting for night skiing, new rental equipment, a reconfigured beginners’ area, and expanded tubing hours. The snowmaking improvements include two additional high-capacity water pumps, additional HKD tower guns, and six new SMI snowmaking fan guns. The rental fleet includes 300 new pairs of skis and bindings as well as 200 new snowboards. The additional lights are on the Vortex Trail, providing night skiing and riding on 21 of 22 trails.

Waterville Valley - Waterville Valley, NH:
A total of $525,000 was spent this summer at Waterville Valley. Among the improvements, guests will find 20 more snowmaking guns on the mountain in order to open additional early season terrain. A new winch cat has been added to help groom the famous steep trails on Sunnyside. The signature element in Exhibition Park, Street Hubba, has received a face-lift. Skiers and riders who have worked up a hunger can now dine at Buckets Restaurant on weekends and holidays. The Kids Venture Kamp check-in and rentals also have been improved. Sport Thoma will now be the on-mountain ski shop with extensive demo equipment to sample. The Nordic center added two new trails: Swayzeytown Trail for intermediate skiers, and Connection Corner Trail for beginners.

Dartmouth Skiway - Lyme Center, NH:
Dartmouth Skiway is boosting its snowmaking capabilities by adding 20 HKD snow guns along with an SMI SuperPolecat fan gun. In order to power these new snow guns, the snowmaking pumps and pump motors were rebuilt and reconditioned. In the interest of athlete safety, the race trails were altered according to FIS recommendations; safety netting has also been added.

Jackson XC - Jackson, NH:
Thanks to a generous donation from a benefactor, many trails are being smoothed in order to be able to open with as little as four inches of natural snow. The Wave Trail was redesigned in order to continue to meet FIS regulations. Jackson’s race course will be one of only 6 homologated race courses in the United States, meeting the FIS’s highest standards.

Dexter’s Inn Trails by Norsk Outdoors - Sunapee, NH:
Dog lovers will be happy to know that a loop for leashed dogs has been added to the trail network. A new YTS Ginzu Groomer has been added to help ensure smooth snow conditions. Additional kids’ skis and a pulk have been added to the rental fleet.

Ski NH is the statewide association representing 38 alpine and cross country resorts and more than 200 lodging properties in New Hampshire.
For more information on ski areas, lodging packages, and updated winter events at Ski NH mountain resorts, call Ski NH at: 800-887-5464 or visit the Ski NH website at www.SkiNH.com.

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With the success of the first 60+ home sites sold, phase two is ready for release.

For those that know the lay of the land, the new home sites (22 of them) will be near the old Loon Mountain Riding Stables. For new comers the site is west of the newly opened Pemigewasset Quad Chair Lift