Archive for October, 2007
Wednesday, October 31st, 2007
Fireflies
From this day further we’ll always be together,
We’ll watch the sun rise,
We’ll watch the sun set in the horizon.
Together, in those cool spring evening,
Hands in hands we’ll walk down those magical places,
Places only the both of us would know.
In the summer evening,
We’ll hold each other and close our eyes,
We’ll watch the stars far above,
We’ll think […]
No Comments » - Posted in BOBI by Bobi
Tuesday, October 30th, 2007
Private Property Pond Permit
My latest project took some doing, but I learned valuable lessons in the process. I was talking to my site contractor about an old culvert that needed repair and he got me started on this project. First I needed to make an application for a “permit by notification” in which I spelled out the issues […]
No Comments » - Posted in Land Development by Steve
Monday, October 29th, 2007
Play
“You can discover more about a person in a hour of play than in a year of conversation.” - Annonymous
No Comments » - Posted in BOBI by Bobi
Sunday, October 28th, 2007
NH Donation Center (Act Locally think Globally)
Alpine Lakes Real Estate and Allied Home Mortgage both with offices at Linwood Plaza in Lincoln, NH, have teamed up to collect non-perishable food and/or cash for the State of New Hampshire food bank. There will be collection boxes available in our lobbies for the up coming holiday season. Canned or dry food donations […]
No Comments » - Posted in Loon Mountain Area, Miscellaneous, Press Releases by Steve
Saturday, October 27th, 2007
Energy Saving Tips to Save You $
Here are some tips for saving energy and money both at home and on the road. By following a few simple tips you can make your home more comfortable and easier to heat / cool—while you save money.
• Set your thermostat comfortably low in the winter and comfortably high in the summer. Install a […]
2 Comments » - Posted in Miscellaneous by Bobi
Friday, October 26th, 2007
Definition of Real Estate Terms: Lien
Lien; A charge or Claim against a person’s property made to enforce the payment of money. There are many forms of liens the most common is the mortgage lien or claim for repayment of a note. A lien is said to be an encumbrance on the owner’s title, this is anything which would prevent you […]
No Comments » - Posted in Real Estate Terms by Steve
Thursday, October 25th, 2007
Short Sales & Foreclosures
A short sale is initiated by the homeowner, usually in an attempt to avoid the foreclosure process.
A foreclosure is started by your lender because you haven’t made good on your promise to pay them back.
Distressed Homes in Default
Not all homes that go into default go all the way through foreclosure. Many sell before the notice […]
No Comments » - Posted in Buyers & Sellers Info by Bobi
Wednesday, October 24th, 2007
It’s Easy to Get Here
Here is a list of the miles from your location to the White Mountains of New Hampshire:
Portland, Maine - 97
Portsmouth, New Hampshire - 115
Boston, Massachusetts - 135
Providence, Rhode Island - 185
Montreal, Quebec - 198
Albany, New York - 212
Hartford, Connecticut - 212
Philadelphia, Pennsylvania - 432
Washington, DC - 569
Halifax, Nova Scotia - 682
No Comments » - Posted in Loon Mountain Area by Steve
Tuesday, October 23rd, 2007
Grafton County, New Hampshire
Grafton County is geographically the second largest of New Hampshire’s ten counties, covering 1,747 square miles. (Coos County to the north is slightly larger, with 1,855 square miles.) The County is roughly rectangular in shape, running from Bristol in the southeast and Lebanon in the southwest, to Bethlehem and Littleton in the north. […]
No Comments » - Posted in Loon Mountain Area, Waterville Valley Region by Bobi
Monday, October 22nd, 2007
102% Loan with No PMI & Zero $ Down
There are government loan programs put in place for certain areas of the state that allows borrowers lending terms with no down payments on new or existing homes and condos. These programs can be amortized with 30 year fixed rates and have no prepayment penalties. The program allows for a sellers contributions towards closing […]
No Comments » - Posted in Buyers & Sellers Info by Steve
Sunday, October 21st, 2007
Protect Your Investment
No matter where you live, seasonal changes in temperature and moisture levels will require special maintenance tasks. What amounts to a weekend’s worth of work and perhaps an investment in professional services.
“It is important to periodically monitor the overall condition of a home,” says John Ghent, president of the American Society of Home Inspectors. […]
No Comments » - Posted in Buyers & Sellers Info by Bobi
Saturday, October 20th, 2007
White Mountains of New Hampshire
You loved your White Mountains vacation - now you can make it home! There’s nothing like a trip to the White Mountains, but owning a vacation home or relocating here is even better. Our realtors are ready to help you every step of the way to find the property that best suits your needs. […]
No Comments » - Posted in Loon Mountain Area by Steve
Friday, October 19th, 2007
DEFINITIONS - Taxes
“HOMESTEAD” means the dwelling owned by a claimant or, in the case of a multi-unit dwelling, the portion of the dwelling which is owned and used as the claimant’s principal place of residence and the claimant’s domicile.
“HOUSEHOLD INCOME” means the sum of the adjusted gross income for federal income tax purposes of the claimant […]
No Comments » - Posted in Real Estate Terms by Bobi
Thursday, October 18th, 2007
What’s the best investment in your opinion?
The funny thing is I usually get this one from people looking at second home rental property. I answer this way “ buy a duplex close to where you live” and you check the tenants rental application, you paint, clean, re-carpet between rentals, mow the lawn and chase tenants for the rent.
This answer is always […]
No Comments » - Posted in Frequently Asked Question by Steve
Wednesday, October 17th, 2007
Homeowner’s Property Tax Relief Program (Low and Moderate Income)
Q: What is Low & Moderate Income Homeowners Property Tax Relief?
A: Chapter 158, Session Laws of 2001, enacted the property tax relief to eligible low to moderate income claimants, who own a homestead in New Hampshire.
Q: How do I qualify for relief?
A: You must own a homestead subject to the state education property tax; […]
No Comments » - Posted in Frequently Asked Question, IRS Tax Info by Bobi
Tuesday, October 16th, 2007
Welcome to Waterville Valley Region
Waterville Valley… where friendliness and love of nature are a way of life.
“Mountains, forest, peace; old friends, a welcoming inn with familiar ways.” A half century ago, Nathaniel Goodrich used those woods to extol the virtues of Waterville Valley, a historic New Hampshire town surrounded by 700,000 acres of National forest. “Superficially it changes, as […]
No Comments » - Posted in Waterville Valley Region by Joe
Monday, October 15th, 2007
Cannon Mountain - Franconia, NH
Cannon Mountain Ski Area with 55 ski trailsand 9 lifts. Cannon Mountain boasts a 70 passenger Tramway. Tucked into breathtaking Franconia Notch, Cannon Mountain retains its historic New England flavor with updates to make it fun for all. Cannon Mountain is located about 2 hours from Boston, MA and 1 hour from Concord.
Known for both […]
No Comments » - Posted in Loon Mountain Area by Bobi
Sunday, October 14th, 2007
What’s Your Dream?
Dreams come in all sizes and they’re all very special. So we start with a simple question… what are you looking for to meet your needs? Then we are happy to guide you every step of the way, turning your dream into a reality. Working together, we can make this experience as rewarding as […]
No Comments » - Posted in Buyers & Sellers Info by Joe
Saturday, October 13th, 2007
Fall’s Lowest Gas Prices = New Hampshire
$2.42 Sam’s Club 304 Sheep Davis Rd/Rt 106 (Members Price), Concord
$2.53 Supreme Gas 36 West River Rd, […]
No Comments » - Posted in Miscellaneous by Bobi
Friday, October 12th, 2007
Who Do We Work for - 101
As an AGENT we are authorized and agree to represent the interests of another person. In our business this is most often the seller of real estate (by a listing agreement), but can be the buyer so long as we have a buyer - agent agreement.
The Principal is the individual who hires the agent […]
No Comments » - Posted in Real Estate Terms by Steve
Thursday, October 11th, 2007
Top 10 “Do It Yourself” Home Improvement Mistakes
Every home improvement project or fixer up rehab has its ups and downs, and there are plenty of mistakes to go around. But avoiding costly mistakes by remembering important phrases such as “Measure Twice, Cut Once,” or “Lefty-Loosey, Righty-Tighty.” NOTE: You may learn from your own mistakes, but it’s better to learn from the mistakes […]
No Comments » - Posted in Buyers & Sellers Info by Bobi
Wednesday, October 10th, 2007
Is it Time to Take the Plunge
When people became “empty nesters” - the children are finished with college - it may be time to buy a vacation home. If you enjoyed your vacations to New Hampshire’s White Mountains, you may eventually want to retire there as well. You may find that your vacation home near the ski slops become a magnet […]
No Comments » - Posted in Buyers & Sellers Info, Frequently Asked Question by Steve
Tuesday, October 9th, 2007
What is a “REALTOR”
A “REALTOR”
Some people think that all real estate agents are “Realtors,” referring to agents generically without realizing that not every agent can legally use this title. A “REALTOR” is a real estate agent / real estate professional who is a member of the National Association of REALTORS (NAR).
Realtor Code of Ethics
When agents become REALTORS […]
No Comments » - Posted in Frequently Asked Question by Bobi
Monday, October 8th, 2007
Positive Returns on a Second Home - Investment
The media and the investment gurus have missed the point of why buying real estate makes sense. Sure stocks and bonds are important in retirement planning and on the average over the years they almost always post gains. Real estate too has almost always posted gains when held in a long term strategy, but that’s […]
No Comments » - Posted in Buyers & Sellers Info by Steve
Sunday, October 7th, 2007
Littleton, NH - Voted One of The Best Towns in the U.S.
Littleton, NH - “American’s Dream Town” is making a strong play for perfection, with eco-smart designs, adventure-friendly innovations, and plentiful outdoor playgrounds—plus a commitment to the good life that really hits home.
(POPULATION: 6,000 // MEDIAN AGE: 39 // MEDIAN HOME PRICE: $153,000 // AVERAGE COMMUTE: 17.7 min.)
Sleepy North Country burg nestled in the […]
No Comments » - Posted in Loon Mountain Area by Bobi
Saturday, October 6th, 2007
Seller Disclosure - It’s The Law
Ok everyone knows you must disclose material defects in a property. We also like to think of the disclosure process as an opportunity to make needed repairs and inform our sellers what codes have changed since their original purchase. This can help the property sell faster and reduce the risk of potential future legal […]
No Comments » - Posted in Buyers & Sellers Info by Steve
Friday, October 5th, 2007
Safety Checklist for Your Home
Cooking Safety
A grown-up always stay in the kitchen when food is cooking on the stove.
Stove tops and counters are clean and uncluttered.
Pot holders within easy reach of the stove.
Pot handles turned inward so they can’t be bumped.
Curtains and other flameable items that can burn well away from the stove.
Keep a “kid-free” zone of three feet […]
No Comments » - Posted in Miscellaneous by Bobi
Thursday, October 4th, 2007
A Great Bang for the Buck
I think my fellow Realtors and I fail to see the woods through the trees. For this reason I make it a point to explore the local attractions some have come to take for granted. This happens by force or by chance, last week I took my sister and niece to Clarks’ Trading Show […]
No Comments » - Posted in Loon Mountain Area by Steve
Wednesday, October 3rd, 2007
Facts About NH
Motto:
“Live Free or Die.” The motto comes from a statement written by the Revolutionary General John Stark, hero of the Battle of Bennington. The motto was part of a volunteer toast which General Stark sent to his wartime comrades, in which he declined an invitation to head up a 32nd anniversary reunion of the 1777 […]
No Comments » - Posted in NH History by Bobi
Tuesday, October 2nd, 2007
Real Estate Contract Law - As it relates to purchase and sales agreements
As Realtors we have fine tuned our contracts, and sought legal council to ensure the agreements we write will stand the test of legal scrutiny.
In order for a contract to be valid, the written document must clearly define the offer, be accepted by both parties; contain consideration (something of value, usually money) have […]
2 Comments » - Posted in Buyers & Sellers Info by Steve
Monday, October 1st, 2007
2006 Grafton County Real Estate Market Report
Wether your buying or selling, looking for market data and trends, etc. We don’t have any crystal balls here just 20+ years of solid real estate experience at your disposal. The New Hampshire Association of REALTORS (NHAR) published it’s year end market trends report which has some pretty fascinating information. I think this information is […]
