Columbus Day, October 12, 2020, a few fun facts!
A New White Mountain Event Venue!
We are excited to announce the Woodstock Farmhouse, a gathering place since 1890. This 7-bedroom, 5 bath newly remodeled New England style farmhouse with a beautiful back yard is perfectly located on the banks of the Pemi River and Main Street North Woodstock, New Hampshire. Weddings, guest groups, corporate summits, non-profit retreats, and more will find the Woodstock Farmhouse a gem in the mountains.
Are you thinking about buying home? Have you been doing your research? Are you overwhelmed yet? The homebuying world can be an intimidating place, especially for first-time buyers. But rest assured there are professionals at every turn that can help you through the process.
Every day we’re reminded that winter is right around the corner. Peak fall color has hit the Valley early this year and we’ve already had a few frosty mornings with temperatures dipping into the mid-twenties overnight. Snow will be flying before we know it and we couldn’t be more excited about the upcoming season. Going into the 2020/21 Season we understand that there’s a lot of uncertainty, and while there will be operational changes, we want to re-assure you that we will still have a great season. Thinking about skiing & riding shouldn’t be stressful, so we want to be as informative as possible with all of you on our operational plans. For the sake of not having a seemingly endless email, we ask that you please visit our website to read the full update where we will go over the following subjects:
If you had the opportunity to visit any of the attractions, restaurants or food stops in the White Mountains of New Hampshire this Summer, thank a young person. Without local high school and college students stepping up during the Covid-19 Crisis many local small businesses would not have been able to operate at all. At best many saw a significant decrease in sales in our area but better to have less sales than closed doors! A HUGE thank you to a our local youth who have worked so hard to keep our local area serving all the visitors that made it to the wonderful White Mountains this summer.
WRITTEN BY: Peter L. Bergen - CNN national security analyst and director of the national security studies program at the New America Foundation. Researcher Notes.
Because the September 11 attacks caused such massive destruction and intensely hot fires, the remains of many victims were never recovered, and others remained unidentifiable. Consequently, the precise number of victims—particularly the number of those killed at the World Trade Center—has remained unclear.
Labor Day, September 6, 2020. A few fun facts!
Steps to Homeownership
New Hampshire Housing offers a number of different homeownership programs to help make homeownership more affordable. While the specific programs may have different income limits, in general, we serve borrowers with incomes up to $135,300.
We offer low downpayment requirements, down payment assistance (up to 3% cash to help with downpayment and closing costs), the homebuyer tax credit (HBTC) (Must be a first-time homebuyer or buying in a targeted community) and low-mortgage insurance options;
Are you ready to buy a home?
Just like every industry, the coronavirus flipped the real estate market upside down, completely changing the way realtors, buyers and sellers do business. The normal spring market is like Super Bowl Sunday every weekend. This year, Realtors were left scrambling to keep everyone safe in the process. Standard showings became Virtual Showings and 3D Tours, and, in some cases, buyers were purchasing homes they’d never stepped foot in.
What does all this mean? In short – due to a previous Executive Order, consumers cannot be evicted or foreclosed on their residence until the original order is lifted. What it doesn’t mean is that consumers are not liable to pay their rent or mortgage, it just gives them some wiggle room during the pandemic to create and adapt an emergency household budget or find other financial resources to pay these debts.
Real Estate is evolving on a daily basis right now and none of us truly know how the story will end. Believe it or not, there are buyers out there that are still looking for their dream home. Those would be the buyers that are confident with their employment situation and have been able to save for the transaction. At the same time there are many homeowners not being pushed to sell because their lender has automatically deferred their mortgage payments. Still, buyers should not assume that because we are in a pandemic they can automatically lowball a seller. Sellers may be more willing, however, to entertain offers on the lower end. The reality is a buyer won’t know how motivated a seller is until they make an offer. Buyers need to keep in mind that no matter how badly a seller needs to sell they may not want to engage with a buyer who low balls an initial offer.
Buying your first home can be emotionally and financially challenging. With rising home prices, limited inventory, down-payment requirements and upfront expenses, it's enough to overwhelm someone right out of the process. In New Hampshire some local banks recognize how difficut entering the housing market can be and have taken some steps to offer some relief. In association with the Federal Home Loan Bank of Boston some banks can offer the Equity Buider Program (EBP). The program is available to income eligibe households who can get up to $15,000 to use towards a down payment or cosing costs.
Kids furloughed from school, bars and restaurants closed, and people told to stay at home except for essential errands—the coronavirus pandemic has already upended life as most Americans know it. Now it's expected to turn the typically busy spring home-buying season on its head as well.
Despite the extremely low mortgage interest rates, the nation could be in for a rocky home-buying season. A recession triggered by COVID-19 appears to be on the way, and the stock market has plummeted, giving many buyers pause. There are also likely to be fewer homes on the market, longer closing times, and plenty of unanticipated delays in the coming weeks.
Following an appeal by NHAR, ”Real Estate Transactions" has been added to the list of essential services in the Governor's stay-at-homc order. The real estate provision reads as follows:
Per orders of Governor Sununu all non essential businesses are to close as of midnight tonight. A Real Estate company happens to be non essential. Our Campton and Lincoln offices will be closed until further notice. Our Realtors on the other hand will continue to do as much as they can from the safety of their homes.
Continued communication with our clients and customers is important to all of us. What does this mean for our sellers: marketing strategies will continue to put your property in the forefront of buyers able and willing to purchase as soon as the restrictions have lifted.
?During this unprecedented COVID-19 pandemic, Alpine Lakes Real Estate is continuing to monitor closely local and world events. With many companies closing their offices and directing their employees to work from home to help reduce the possible spread of this virus, our offices are no different. Currently our offices in Lincoln and Campton are open.
First and foremost, we are taking the safety and health of our Realtors, staff and our clients and customers seriously. We are adhering to the recommendations from our local, state, and federal governments. This is a fluid situation which we are monitoring daily to better adjust and change how we operate within our company.
As the coronavirus spreads, how will it impact New Hampshire’s Real Estate Transactions?
We reached out to many of our most trusted professionals in the field to get their feedback and yet there appears to be only a minimal impact on NH transactions. Though Bank lobbies have been closed across the state, mortgage lenders are still able to meet in person with customers if they so choose and yet there hasn’t been a significant impact on transactions already in process.
It’s very likely that one of the largest expenses you will ever make is purchasing a home and budgeting for this venture is a definite must. Most borrowers will either be saving for a 5% down payment on a conventional loan or 3.5% for an FHA loan. However, there are additional expenses that buyers need to be aware of regardless of the loan type. Here is a chronological look at what you might expect and when it would come into play during the transaction.
Update on the Affordable Housing Project in North Woodstock.
Predevelopment work in underway on AHEAD next project in Woodstock, NH to be called Peeling Village. The property has been surveyed and the proposed site plan reviewed by a civil engineer.
Located in Woodstock, NH, the astounding attraction spans across more than one acre and weighs over 25,000,000 pounds. As soon as temperatures drop in the Fall, the Ice Castles crew begins using their patented ice growing technique to produce more than 10,000 icicles every day.
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