Blog :: 11-2019

Investing in Real Estate

Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for profit. Being a real estate investor isn’t always glamorous but it’s a great way to make your money work for you and build wealth over the long-haul.  There are several ways to consider investing in real estate, buying properties with the intention of renting them to generate income,1031 Exchange or buy, fix, and flip to other buyers. 

When considering investment options think about this, when you buy a stock, it simply sits in your brokerage account and, hopefully, increases in value. If you invest in a rental property, there are many responsibilities that come along with being a landlord. When the furnace stops working in the middle of the night, it's you who gets the phone call. If you have the skills and don't mind handyman work, this may not be barrier; otherwise, you may need a property manager which, of course, affects your profit.

Credit Basics

Credit affects all people; young, old, rich or poor. Credit reports and scores can impact all aspects of our lives; loans, credit card offers, renting an apartment and even job opportunities. Because of this, it’s critical that you understand how credit works and what factors create your credit score.

There are three major national consumer credit reporting agencies that create credit reports; TransUnion, Experian and Equifax.  Each agency uses a credit scoring model that typically ranges from 300 – 850. Your credit score is a three-digit number that relates to how likely you are to repay debt and is largely based on payment history and limit to balance ratio. For example, if you have a credit card account with a $5,000 limit and your balance is $1,000, it’s more likely to have a positive impact on your score as opposed to having a $4800 balance on that same account.  Your score will never factor in personal information like your race, gender, religion, marital status or national origin.

Deer Park Resort

Deer Park Resort in Woodstock, NH is just over an hour from Manchester and two hours north of Boston in the heart of the White Mountains. Set on 65 manicured acres, including a private five-acre lake, Deer Park offers year-round enjoyment.  Located only minutes from many fabulous area attractions - Clark's Trading Post, The Whale's Tale, The Flume, Lost River, and many more - the resort provides a wonderful peaceful retreat. They have an on-site, state-of-the-art Recreation Center which includes a 1500 sq. ft. indoor pool, Jacuzzi, saunas, fitness room, racquetball courts, video arcade, game room and a beautiful great room. Also, on site are tennis courts, jogging trails, a basketball court, and volleyball facilities.

Waterville Estates

Waterville states is in the beautiful White Mountains of New Hampshire and is only 2 hours North of Boston.

The accessibility of the area (just a few minutes off Route 93) and its ideal location, nestled between the Lakes Region and on of the most popular vacation destinations in New England.

Cargill construction Co. LLC

Bill Cargill of Cargill Construction has been in business since 1971. While many things have changed in the last 48 years, what hasn’t changed is the location and the desire to provide all clients with the best possible product.

Cargill Construction Co. LLC offers design-build services to clients looking for a single source approach to both the design and construction of their future [...]