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USDA Single Family Housing Direct Home Loans

USDA Logo

USDA Rural Development’s Section 502 Direct Loan Program provides a path to homeownership for low- and very-low-income families living in rural areas, and families who truly have no other way to make affordable homeownership a reality. Providing these affordable homeownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.

Woodstock Farmhouse

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A New White Mountain Event Venue!

We are excited to announce the Woodstock Farmhouse, a gathering place since 1890. This 7-bedroom, 5 bath newly remodeled New England style farmhouse with a beautiful back yard is perfectly located on the banks of the Pemi River and Main Street North Woodstock, New Hampshire. Weddings, guest groups, corporate summits, non-profit retreats, and more will find the Woodstock Farmhouse a gem in the mountains.  

Listings Wanted for Qualified Buyers

Listings Needed for Qualified Buyers

ATTENTION AREA HOMEOWNERS!

Alpine Lakes Real Estate is actively looking for properties to sell and rentals to manageAs Fall draws to a close and the we are faced with the winter months, we all know ski season isn’t too far behind. Due to the Pandemic we find real estate inventory and availability of winter leases are at an all-time low in the Loon and Waterville areas. We have many qualified buyers and tenants for your properties, so please feel free to give Alpine Lakes Real Estate a call. Want to do your own research first, visit www.alpinelakes.com, you’ll be able to search the State’s MLS, view our vast blog section for up-to-date information and read more about our team of Realtors in the Lincoln & Campton offices. 

Love Builds Community at Waterville Valley Resort

Love Builds Community

Every day we’re reminded that winter is right around the corner. Peak fall color has hit the Valley early this year and we’ve already had a few frosty mornings with temperatures dipping into the mid-twenties overnight. Snow will be flying before we know it and we couldn’t be more excited about the upcoming season. Going into the 2020/21 Season we understand that there’s a lot of uncertainty, and while there will be operational changes, we want to re-assure you that we will still have a great season. Thinking about skiing & riding shouldn’t be stressful, so we want to be as informative as possible with all of you on our operational plans. For the sake of not having a seemingly endless email, we ask that you please visit our website to read the full update where we will go over the following subjects:

This Ski-In & Ski-Out Slope Side Subdivision at Loon Mountain in Lincoln, NH

South Peak Sign

This ski-in & ski-out slope side subdivision at Loon Mountain in Lincoln, NH was started in 2006 and many truly spectacular homes have been custom built since then. These homes required a minimum of 2,500 Square feet (max 6,000 Sq,Ft.) Not only do the homes feature top notch skiing terrain, but they also offer a long stretch of direct water frontage on the Pemigewasset River.

Join Us In Saying Thank You!

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If you had the opportunity to visit any of the attractions, restaurants or food stops in the White Mountains of New Hampshire this Summer, thank a young person. Without local high school and college students stepping up during the Covid-19 Crisis many local small businesses would not have been able to operate at all.  At best many saw a significant decrease in sales in our area but better to have less sales than closed doors! A HUGE thank you to a our local youth who have worked so hard to keep our local area serving all the visitors that made it to the wonderful White Mountains this summer.

September 11 Attacks

9/11 Never Forget

WRITTEN BY: Peter L. Bergen - CNN national security analyst and director of the national security studies program at the New America Foundation. Researcher Notes.

Because the September 11 attacks caused such massive destruction and intensely hot fires, the remains of many victims were never recovered, and others remained unidentifiable. Consequently, the precise number of victims—particularly the number of those killed at the World Trade Center—has remained unclear. 

NH Housing Steps to Home Ownership

NH Housing Steps to Homeownership

Steps to Homeownership

New Hampshire Housing offers a number of different homeownership programs to help make homeownership more affordable.  While the specific programs may have different income limits, in general, we serve borrowers with incomes up to $135,300. 

We offer low downpayment requirements, down payment assistance (up to 3% cash to help with downpayment and closing costs), the homebuyer tax credit (HBTC) (Must be a first-time homebuyer or buying in a targeted community) and low-mortgage insurance options;

Are you ready to buy a home?

Take our quiz to help you determine your next steps.

Coronavirus Impacts Northern NH Real Estate

Coronavirus Impacts NH Real Estate

Just like every industry, the coronavirus flipped the real estate market upside down, completely changing the way realtors, buyers and sellers do business. The normal spring market is like Super Bowl Sunday every weekend. This year, Realtors were left scrambling to keep everyone safe in the process.  Standard showings became Virtual Showings and 3D Tours, and, in some cases, buyers were purchasing homes they’d never stepped foot in.

There is No Free Money

State of NH Seal

What does all this mean? In short – due to a previous Executive Order, consumers cannot be evicted or foreclosed on their residence until the original order is lifted.  What it doesn’t mean is that consumers are not liable to pay their rent or mortgage, it just gives them some wiggle room during the pandemic to create and adapt an emergency household budget or find other financial resources to pay these debts.

Stake Your Claim

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 “Mountain Homes at South Peak” phase II development sites. A truly unique offering is about 60 days away from being released by the Attorney General’s office at the State of New Hampshire.  Once the AG has approved, we will be able to offer these under a non-binding reservation, subject to final town and engineering approvals.

Buying or Selling Real Estate During a Pandemic

Buying and Selling During a Pandemic

Real Estate is evolving on a daily basis right now and none of us truly know how the story will end.  Believe it or not, there are buyers out there that are still looking for their dream home. Those would be the buyers that are confident with their employment situation and have been able to save for the transaction. At the same time there are many homeowners not being pushed to sell because their lender has automatically deferred their mortgage payments.  Still, buyers should not assume that because we are in a pandemic they can automatically lowball a seller. Sellers may be more willing, however, to entertain offers on the lower end. The reality is a buyer won’t know how motivated a seller is until they make an offer. Buyers need to keep in mind that no matter how badly a seller needs to sell they may not want to engage with a buyer who low balls an initial offer.

Equity Builder Program Grant

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Buying your first home can be emotionally and financially challenging. With rising home prices, limited inventory, down-payment requirements and upfront expenses, it's enough to overwhelm someone right out of the process. In New Hampshire some local banks recognize how difficut entering the housing market can be and have taken some steps to offer some relief.  In association with the Federal Home Loan Bank of Boston some banks can offer the Equity Buider Program (EBP). The program is available to income eligibe households who can get up to $15,000 to use towards a down payment or cosing costs.

Realtors and COVID-19

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Kids furloughed from school, bars and restaurants closed, and people told to stay at home except for essential errands—the coronavirus pandemic has already upended life as most Americans know it. Now it's expected to turn the typically busy spring home-buying season on its head as well.

Despite the extremely low mortgage interest rates, the nation could be in for a rocky home-buying season. A recession triggered by COVID-19 appears to be on the way, and the stock market has plummeted, giving many buyers pause. There are also likely to be fewer homes on the market, longer closing times, and plenty of unanticipated delays in the coming weeks.