You want to maximize the listing price of your New Hampshire home and reduce the number of days it’s on the market without spending money on upgrades? I don’t know about you but I’m all about saving money so if you’re like me this is what you do; completely de-clutter the entire house and the best part is that, it’s [...]

Most everyone has a parent, aunt, uncle, cousin, co-worker or friend who owns their home and is full of advice that you should follow. Listen to them and you’ll derail your dreams by believing a lot of myths. Truth be told, there’s a lot of misinformation out there about buying a home and you also must consider that Uncle Joe bought his [...]

It’s selling season and homeowners everywhere are sprucing up inside and out to attract buyers to their properties. It may be a seller’s market but you still have to put some effort into making your property stand out.  The outside of your home is the first thing a buyer will see, if it’s not visually pleasing they won’t go up the walkway [...]

It’s a seller’s market and the best way to arm yourself with some excellent negotiating tools is to become pre-approved before you start working with a Realtor. But before you begin researching lenders, get your credit report! You can do this free through [...]

Imagine getting a knock on the door at night, “police, open up!” It’s not your property and you rent from a local owner. You give the owner a call but he’s standing right behind the police. The owner is being fined because there has been a report of illegal [...]

When you begin the home buying process you are immediately thrown acronyms and new terms from professionals at every turn.  Here’s a list of 10 most frequently used terms to get you started with the [...]

Your dream of owning a home can become a reality if you set realistic goals, get sound advice, plan carefully and clearly understand the costs of home ownership. Let’s face it, it’s not like we took Home buying 101 in school and navigating through, or even starting the process, can be overwhelming. The good news is that there are a multitude [...]

As a new Agent I thought at first it seemed kind of offensive to immediately ask “Are you pre-approved for a mortgage?” or “Are you going to be an all cash buyer?”  especially to someone who is looking at/for property you just met for the first time! First meetings are to be opportunity to gather as much information from your prospect, to [...]

Listen up first time home buyers or home owners- there’s a funny word I want to talk to you about. Escrow.

As Ice Cube states in one of his songs: 

You punks is petty, still we steady, countin' fetti

I'm the one closin' escrow, with the best flow

Closing an escrow account can happen after the sale of a property. It is an account held by a [...]

Real estate tax assistance is real and you should see if you qualify! The Low & Moderate Income Homeowners Property Tax Relief program offered by the New Hampshire Department of Revenue was created to decrease the economic burden of the State Education Property Tax on certain at-risk taxpayers.  

The amount of relief received varies with the [...]

Buying your first home can be emotionally and financially challenging. With rising home prices, limited inventory, down-payment requirements and upfront closing costs, it’s enough to overwhelm someone right out of the process.  In New Hampshire some local banks recognize how difficult entering the housing market can be and able to offer some [...]

Waterville Estates ski area is enjoying a great year!  Yes you heard it  Waterville Estate ski area is enjoying a great year. The expanded ski lodge, bar, and entertainment area has been a huge hit with the Association members and the public. With upcoming snow good grooming the conditions look fantastic for this weekend. The ski lodge is [...]

Recently asks: I am a smoker and I’ve been turned down twice because I smoke even though I only smoke outside. Isn’t that discrimination?

Answer: In a word, no. It is not discrimination. Don’t get too fired up about not being able to find a place to rent because you’re a smoker. The Civil Rights Act of 1964 can’t help you on this one. This [...]

The seller doesn’t care if you have to bring more money to closing!          

The appraisal can be arbitrary if you need “a” loan and you want the property.

I realize I will get some flack from the appraisers who will read my post, but let me tell you where the above statement comes from.

I am selling a 3 bedroom condominium, and share what I believe to be the best three comparable closed sales with my seller as we discuss an [...]

Know which loan conforms to the property before you apply to a lender. 

Question; are you all set with your financing?

Answer: My buddy has me all set with a great rate.

NOT SO FAST… will the property conform to the type of loan you have been assured you’ll be approved for, at this great rate?

According to the IRS, in Fiscal Year 2016, the average individual income tax refund was about $3,050.  Suggestions of what to do with this chunk of change are endless but certainly, amongst those ideas, must be homeownership. After all, purchasing a home is a great investment. Unfortunately the big picture of the situation isn’t whether you [...]

Question: MLloyd asked: I have what is considered an in-law apartment; I’d like to rent it out for some extra income. There is a coworker interested in this space but she only needs it for a few months so didn’t want to sign a year lease.  Is it wise to agree to terms verbally since she is going to be there only a short [...]

The Importance of a Valid Contract

When you purchase a vehicle through a lending institution there’s a contract you have to sign before purchasing. When you buy a house, there’s definitely a contract. When you get professional renovations and remodeling done to a property, there’s a contract. So when you rent a property or have a tenant you [...]

When trying to acquire a rental or purchase the best location at a ski resort a few things come in to play as every mountain has its own character.

#1) Does being the closest to the mountain mean you have to have a huge budget?

#2) Is finding a property were the first building was built as the ski area was being developed a better option?

#3) Or will we have to settle for a tiny space or an old dog to get that location…RIGHT??

QUESTION: NWhipple asked, Should I put the utilities in my name or should they remain in the landlords name and why.

ANSWER:

Thanks NWhipple this is a good question. Tenants should put electric and other utilities in their name whenever possible. 

This prevents any future confusion...