According to Doug Kaufmann the Author of The Fungus Link: An Introduction to Fungal Disease,: “Mold, a certain type of them make a byproduct that is called a micro toxin, so it’s a mold poison”.

With Functional Medicine micro toxins are often looked at as a piece of the picture. In the micro toxins profile the individuals mold exposure challenge is often realized. Dr. Dietrich Klinghardt of the Sophia Institute talks about “treating the mold that’s inside you and shutting down the mycotoxin production that way”. He further states “we always start with the heavy metals to acknowledge there is a link between mercury toxicity and mold”. Dr. Klinghardt further states “that when you threaten a mold with an effective remedy, that mold will crank up its production of mycotoxins” It’s important to have your liver ducts open and working optimally. This information was discovered in the TOXIC MOLD SUMMIT of 2019.

Your Mortgage lender analyzes these five “steps” when considering your loan application and you can help the likelihood of being approved for a loan by knowing them. 

You think you’re getting a great deal when you purchase a For Sale by Owner (FSBO) property, but buyer beware – things aren’t always as rosy as they seem.  Here’s a real-life example of just one of the many things that can go wrong.

I had a seller on the sale of a condo in the White Mountains. My seller listed their property with me and during the normal disclosure reported that they had no mortgage on the property. As the transaction moves forward and it comes time to close, we should expect a simple transaction and no lender to chase for a discharge, right? Wrong!

“Many times, in the past buyers have called about properties they want to view and potentially buy, only to find out that a financing option was not available due to the fact the access is on a private road. We have informed the sellers a solution which is to get everyone on the road to sign a joint maintenance agreement. This would state who would take care of the plowing, and general upkeep of the common road, and the financial responsibility. This document would need to be recorded and run with the property deed. The problem is not everyone is willing to do that, after all, why put yourself on the hook for this expense if your neighbor is willing to plow for free because that individual has a truck and plow?”

This spring's home shoppers expect less competition overall as more inventory continues to hit the market nationwide, but will struggle with affordability as home prices continue to rise, according to new survey data released today by realtor.com®, the Home of Home Search?. The survey also found, nearly half of shoppers this spring are looking for homes at or under $200,000, which despite less competition will prove difficult to find, as this one segment of housing has actually experienced the largest inventory decline year-over-year.  

Guest blog from history.com:

Memorial Day is an American holiday, observed on the last Monday of May, honoring the men and women who died while serving in the U.S. military. Memorial Day 2019 occurs on Monday, May [...]

Real estate tax assistance is real and you should see if you qualify! The Low & Moderate Income Homeowners Property Tax Relief program offered by the New Hampshire Department of Revenue was created to decrease the economic burden of the State Education Property Tax on certain at-risk taxpayers.

We survived through the very long winter and I, for one, am so happy that Spring is finally here. I'm looking forward to longer days, warmer weather, spring flowers and enjoying time outdoors. Now that most of the snow has melted we are left with the remains of our Fall yard work this could be a good or bad thing depending on how much work you did several months ago. But, with newly thawed you’ll realize that the spring clean-up doesn’t have to be that bad. It just requires breaking down the tasks that must be done and having the right tools for the job. Through a series of simple steps and before you know it your yard will look spectacular and you will truly earn your summer! 

We often think of mold as either a horrid musky smell often associated with older homes and basements or, we see the once light-colored shower grout is now black, YUCK!  Mold grows undetected. Most people don’t realize they have a problem because they can’t see it at the beginning or ever.  Mold is not visible until it creates a [...]

Spring has arrived and a deep spring clean-up is a must after a long winter when our homes have been completely closed up. Beyond the obvious regular cleaning tasks, here are a few hacks to use for a deep cleaning.

Use lemon to remove wet stains; rub one half of a lemon stains. The citric acid helps remove hard water marks. Remove water stains with lemon for a natural faucet fix.

Three local New Hampshire banks have once again been selected to participate in the 2019 Federal Home Loan Bank of Boston’s (FHLBB) Equity Builder Program (EBP); Bank of New Hampshire, Franklin Savings Bank and Woodsville Guaranty Savings Bank. This program offers members grants to provide down-payment, closing-cost, and rehabilitation assistance and homebuyer counseling to households with incomes at or below 80% of the area median income.

You’ll never quite get over just how beautiful the White Mountains of New Hampshire are.  The changes in the landscape in a true four-season environment are nothing short of magical, the views will literally make you weep. It is a true outdoor wonderland, and even if you’re not into outdoor activities, the scenery you take in on a daily basis is reason enough to want to call this area home.

Several Months ago a young man came into our office looking for a new rental. He said the place he was renting had given him a rash and bed bugs were found in the mattress and room. After he told the Landlord he was given an alcohol spray bottle. This is an inadequate move as a Property Manager as It is our responsibility to provide a clean and habitable place as a dwelling. In New Hampshire (and every other state) we have the Law of Warranty of Habitability. This means the Landlord/Owner/Property Manager must provide the following:

So here’s something no one wants to talk about, - ever. Not in Property Management, not at a family dinner, and definitely not on a first date. Creepy crawlers in the night that bite!

It’s a common trait to itch with all bugs and mites. Some leave rashes. Most are very common; I remember getting lice in 5^th grade from my cousin at our family camp because we used the same pillows and didn’t wash the pillow cases between stays. Most bugs and mites need a human host to survive and only live 36-72 hours on their own.

Whether you're considering listing your home for sale or plan to hold on to it through your retirement years; keeping your home maintained and updated will increase its value. The best plan of action is to focus your time and resources on one room at a time.  Begin by making a list of all the things in each room you want to fix or upgrade and calculate the hard costs plus your time for each project. Knowing these two things will help you plan which room to begin with.  In addition to having a plan for each room, you should equally put together a plan for the exterior of your home. 

You learn an awful lot in high school and even more if you go on to college or a trade school; all this knowledge is important and will help you get a job and begin life as an adult. But, during all those years of education did anyone ever teach you how to create a household budget, manage your money and establish credit? Some folks are lucky enough to have parents that taught them these skills, but most people simply learn as they go – and make mistakes. Now imagine the time has come to purchase your first home – who taught you how that process works or even where to begin?  Jumping into the process by looking at homes first is usually the first move, but a wrong one.

This is the year! The year you stop paying rent and become a homeowner. To help you achieve that goal, keep these New Year’s resolutions and you’ll be on the track to homeownership.

There are many myths surrounding homeownership and many of them prevent some individuals from even considering the possibility of ever owning their own home. I’m here to tell you – there are homeownership opportunities for almost every situation.

If you want to sell your home in the least amount of time and at the best possible price, work your way through this checklist to make sure you are presenting your home in its best possible light.  A few minor touch-ups can go a long way towards making a favorable impression on potential buyers - and perhaps cinching a deal. A clean, well-maintaintained home will always sell faster and for more money.

I bought a fixer-upper house with more than 20+ years worth of junk in the basement. None of it was mine. None of it was cleared out even after giving the occupants an extra 60 days to dispose of garbage and clean out their stuff. It was the absolute grossest and most disgusting thing I’ve had to do thus far as a homeowner. I’m not even going to post pictures of what it looked like (or what it currently looks like) and it’s probably the bravest thing I’ve ever done- DIY Gnarly Basement Cleanout Project.